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Family Selection
Applications are now being accepted for Pope and Stevens County's next homeowner. Please contact Tami at the office (320-634-0355) for an application or more information. Deadline is Dec 1 st for Pope County.
How Families Are Selected
Habitat for Humanity of Prairie Lakes (HfHPL) builds homes to meet the needs of families who are unable
to afford decent housing. We are able to do this through the generosity and cooperation of many individuals,
organizations, businesses, and towns around the County. Habitat utilizes volunteer skills and
resources to build and rehabilitate homes with "partner families".
Partner Families are eligible families that become long-term partners with Habitat and help to build
and pay for their own homes, allowing Habitat's financial resources to be recycled over and over
to build more and more houses. Our goal is to eliminate substandard housing and homelessness,
and to provide simple, decent and safe homes.
Habitat is Not a Give-away Program
A family selection committee chooses homeowners on the basis of need, ability to repay
the mortgage and willingness to partner in the work. When homes are sold to partner families,
HfHPL issues a no-interest loan over a fixed period of time. Mortgage terms discourage
quick sale for profit.
A Habitat Partnership may be the solution for your family if you:
- are currently living in inadequate housing, and
- are willing to complete up to 300 hours (240 for a single parent) of
"sweat-equity" on your new home, or on other Habitat projects, and
- currently have low income but can make monthly payments of approximately $300
(mortgage loan payment, taxes, insurance), and
- cannot qualify for conventional mortgage financing.
Income Guidelines
Pope County
| Family Income |
Number of persons in family
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
| not less than |
$11,900
|
$13,600
|
$15,300
|
$17,000
|
$18,350
|
$19,700
|
$21,100
|
$22,450
|
| not more than |
$23,800 |
$27,250 |
$30,600 |
$34,000 |
$36,700 |
$39,500 |
$42,200 |
$44,900 |
|
(guidelines based on 30% & 60% of HUD's Pope County median
income) |
Stevens County
| Family Income |
Number of persons in family |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| not less than |
$12,400 |
$14,150 |
$15,950 |
$17,700 |
$18,100 |
$20,550 |
$21,950 |
$23,350 |
| not more than |
$24,800 |
$28,300 |
$31,850 |
$35,400 |
$38,200 |
$41,050 |
$43,900 |
$46,750 |
| (guidelines based on 30% & 60% of HUD's Stevens County median income) |
Where to now?
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